Trekking Insurance for the Himalayas

Transparent pricing. Real altitude coverage. No surprises.

1000+

Treks Covered

$45,000

Max Coverage

99%

Claims in 48hr

Age
GPS Tracer
Duration

Standard Trekking Plans

Coverage tiers based on maximum altitude. Select your route's highest point.

≤ 2,000m

Tour & Low Trek

Tracer device not applicable
for routes below 3,500m

≤ 3,500m

Mid-altitude Trek

Tracer device not applicable
for routes below 3,500m
Most Popular

≤ 5,500m

High-altitude Trek

$162/ person
GPS Tracer Device Included
Accidental Death & Disability$35,000
Accidental & AMS Medical Treatment$3,500
Emergency Medical Transportation$4,500
Repatriation of Corpse$2,000
Expedition

≤ 6,000m

Expedition

$221/ person
GPS Tracer Device Included
Accidental Death & Disability$17,500
Accidental & AMS Medical Treatment$3,500
Emergency Medical Transportation$6,000
Repatriation of Corpse$2,000

Special Peak Plans

Dedicated coverage for technical climbs above 5,800m.

Peak / TrekAltitudePrice
Chulu East
6,584m$225
Chulu West
6,419m$225
Ghanja-la Chuli (Naya Kanga)
5,863m$202
Mera Peak
6,470m$225
Mt. Yubra Himal
6,048m$225
Pisang Peak
6,091m$225
Imja Tse (Island Peak)
6,165m$256
Paldor Peak
5,903m$225
Kusum Kangru
6,360m$295
Kwangde
6,086m$295
Mt. Kyazo Ri
6,151m$295
Mt. Langsisa Ri
6,412m$295
Mt. Nirekha
6,159m$295
Mt. Ombigaichen
6,340m$295
Hiun Chuli
6,434m$272
Khongma Tse (Mehra Peak)
5,849m$241
Mt. ABI
6,043m$272
Mt. Chola Tse
6,423m$272
Mt. Larkya Peak
6,416m$272
Mt. Lobuje West
6,135m$272
Mt. Phari Lapcha
6,017m$272
Lobuje East
6,090m$319
Mt. Bokta
6,114m$319
Mt. Chekigo
6,121m$319
Pharchamo
6,279m$319
Singu Chuli (Fluted Peak)
6,501m$319
Ramdong Go
5,900m$319

All expedition plans include: $20,000 Accidental Death & Disability · $3,500 Medical Treatment · $8,000 Emergency Evacuation · $2,000 Repatriation

Terms & Conditions

Please read the following policy documents before purchasing coverage.

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Why Himalayan Guardian

Built for the Himalayas

Standard travel insurance stops at 3,000m. Ours starts there.

GPS Satellite Tracking

Real-time BDS/GPS positioning with dedicated SOS button. Our 24/7 command center knows your exact location.

Helicopter Evacuation

Emergency airlift from any altitude or terrain directly to Kathmandu medical facilities.

AMS Medical Coverage

Altitude sickness, accidental injury, emergency transport, and full repatriation included.

48-Hour Claim Settlement

95% of digital claims processed and settled within 48 hours of receiving your documentation.

Trusted by leading global insurers

IGI PrudentialHuaTai InsuranceHimalayan ReEverpro InsuranceLloyd's of London
Testimonials

Trusted by the
world's best.

From elite mountaineers to weekend explorers, thousands rely on Himalayan Guardian Nepal for safe and unforgettable journeys.

Reviews from Google, Facebook, and verified travelers
4.9/5 Rating

"Best place in nepal with the best insurance and sos device. highly recommended for anyone travelling to nepal. affordable yet best service."

SS

Sukuram Syangtan

Traveler

"Great technology for mountain safety. CTG offers real-time tracking and quick emergency response at an affordable price."

MW

Mark White

Traveler

"Great service and super helpful staff. Explained the HGN safety/insurance (CTG) options clearly, handled everything quickly, and made the process feel smooth and stress-free."

PK

Prashant Koirala

Traveler

"Best product for travellers. Would have been much better if there are many options available for locals too. Overall great experience with the team."

SC

Sapta Chakra

Travel Agent

Frequently Asked
Questions

Everything you need to know about Himalayan Guardian's comprehensive trekking safety packages.

General & Safety

Standard travel insurance often excludes "high-risk" activities or has altitude limits (usually 3,000m). Himalayan Guardian provides specialized coverage specifically designed for the unique challenges of the Himalayas, including high-altitude sickness and remote terrain.

Yes. Our plans include comprehensive emergency medical evacuation, including helicopter rescue from remote trekking regions. This ensures you receive immediate transport to the nearest qualified medical facility in Kathmandu or beyond.

We offer specialized coverage for high-altitude trekking up to 6,000 meters. This covers major trekking routes like Everest Base Camp, Annapurna Circuit, and Thorong La Pass.

The services we offer include standard routes below 6,000 meters (such as EBC, ABC, ACT, etc.) and special routes above 6,000 meters (Mera Peak, Island Peak, etc.). For details, please refer to Plans & Pricing.

Every premium package includes a professional-grade GPS/BDS satellite tracer. This device provides real-time tracking and features a dedicated SOS button that alerts our 24/7 rescue center of your exact coordinates, even in areas without cellular signal.

A GPS satellite positioning device can be optionally added to all high-altitude packages. This device provides real-time tracking and features a dedicated SOS button that alerts our 24/7 rescue center of your exact coordinates, even in areas without cellular signal.

Absolutely. Our devices are built for extreme environments, functioning in temperatures as low as -30°C and featuring rugged, weather-resistant housing to ensure reliability during Himalayan storms.

Booking & Eligibility

Yes, you can get an instant quote and purchase coverage through our website while in Nepal, provided your trek hasn't started yet.

Yes. We support independent explorers. Our satellite tracking technology is particularly vital for solo trekkers, as it provides a digital "lifeline" to our emergency response team.

We offer coverage for a wide range of age groups. During the quote process, simply enter your age to see the available plans tailored to your demographic.

No. Our services are available to international travelers from across the globe. You can select your nationality in our "Get Quote" tool to see specific pricing.

Yes, extensions are possible. Please contact our support team or log into your account before your current policy expires to arrange an extension.

Claims & Emergencies

Press the SOS button on your GPS tracer device immediately. This sends your location to our 24/7 command center. You can also call our emergency hotline listed on your policy document.

We pride ourselves on efficiency. We offer a digital claims process, and approximately 95% of our claims are settled within 48 hours of receiving the necessary documentation.

We partner with top-rated medical facilities and specialized mountain medicine clinics in Kathmandu and major trekking hubs to ensure you receive the best possible care.

Our plans cover medical emergencies that occur during your trip, including acute respiratory issues common at high altitudes. Please refer to your specific policy wording for full details on illness coverage.

Technical & Partner Questions

We work with reputable local and international leaders, including IGI Prudential, HuaTai, Himalayan Re Insurance, and Everpro Insurance, to provide stable and reliable underwriting.

Yes. We are officially approved by the Nepal Telecommunications Authority (NTA) and the Nepal Insurance Authority (NIA), and we work in association with NATTA and TAAN.

The device features an extended battery life of up to 240 hours of continuous tracking, ensuring it stays active even on long treks without charging points.

Our trip pricing starts as low as $8 per trip, depending on your age, duration, altitude, and selected coverage level.

Our main office is located in the Chhaya Center, Thamel, Kathmandu—the heart of Nepal's trekking hub. You are welcome to visit us for a consultation or to pick up your tracer device.